Affordable Auto Insurance Agency a division of Gary S. Richardson and Associates, Incorporated is an independent insurance agency established in 2000. As an independent agency, we are not captive to any one insurance carrier. Insurance carriers are as different as each individual customer. Insurance carriers have their own unique likes and dislikes of whom they offer rates. We are able to shop each of these companies to find the best company for your personal needs. This takes a bit of extra time, but it proves to be a key to providing value for our customers. Our agents are all fully licensed in both Arkansas and Oklahoma as Property and Causality Agents.

Personal auto, motorcycle and boat insurance makes up a large part of our business. We now are offering property insurance to individuals and landlords. We will continue to expand into new markets to offer commercial insurance, life and health coverage and professional liability.